Baccarat
Baccarat is a sophisticated game originating in Europe. Players can wager
on the player, the banker, or a tie, while trying to obtain a total card value
closest to nine. Two hands of two cards are dealt, one representing the player’s
hand and one representing the banker’s hand. Depending on the value
of the hands, a third card may be drawn for each hand. The winning hand is
the one with a card total closest to nine.
Let's Play! | Rules | You
Win!
Let's
Play!
At the beginning of each game you are required to place a wager. This amount
appears in the betting areas on the table top.
- Select a chip value of either $1, $5, $10, $25, or $100.
- Click on each betting area until the number of chips displayed
equals the amount you wish to bet. Bets, can be placed on the player’s
hand, the banker's hand, a tie or a combination of the tie bet and one other
bet. You cannot place a bet on the player and banker in the same game.
- Click Deal. Both you and the
banker will be dealt two cards face up. Depending on the cards received,
both parties may be dealt an additional third card. A winner is determined.
Rules
Baccarat uses a four deck shoe.
No hand receives more than three cards.
When the player and banker hands are equal then the hand is declared a tie.
Tens and face cards are worth zero, aces are worth one, and all other cards
are worth their face value. If the value of a hand exceeds nine, then the
value is adjusted by subtracting 10 from the total as shown below.
Third Card Rule
After the first two cards are dealt to both the player and banker, a third
card may be dealt, subject to the Third Card Rule. The player's hand is always
played first followed by the banker's hand. The following tables illustrate
how the player's hand determines how the banker's hand will be played out.
The following table explains how to complete the player's hand.
| If a player's cards total: |
The player must: |
| 0-5 |
Draw a third card |
| 6-7 |
Stand |
| 8-9 |
Stand (Natural) |
Once the outcome of the player's hand has been determined the following
table can be used to complete the banker's hand.
Refer to Table A only if the player
hand equals six or seven and the player did not draw a third card. Otherwise
refer to the Table B.
| TABLE A |
|
| If a banker's cards total: |
The banker must: |
| 0-5 |
Draw a third card |
| 6+ |
Stand |
| TABLE B |
|
|
| If a banker's cards total: |
The banker must draw when the player's third card is: |
The banker must stand when the player's third card is: |
| 0-2 |
1,2,3,4,5,6,7,8,9,10 |
|
| 3 |
1,2,3,4,5,6,7,9,10 |
8 |
| 4 |
2,3,4,5,6,7 |
1,8,9,10 |
| 5 |
4,5,6,7 |
1,2,3,8,9,10 |
| 6 |
6,7 |
1,2,3,4,5,8,9,10 |
| 7 |
|
1,2,3,4,5,6,7,8,9,10 |
You
Win!
If you place a winning wager the payouts are as follows:
| Winning Wager |
Payout |
| Player hand wager |
1:1
|
| Banker hand wager |
1:1 (less 5% house commission) |
| Tie wager |
8:1 |
- If the tie wager mentioned above is part
of a combination bet; for example, a tie wager plus a player hand wager,
and the outcome is a tie, then the player hand wager becomes a push and the
payout results from the tie wager alone.
|